Instant Online
Personal Loan with
Dhanbharat LOAN

Disbursal in
24 Hours
100% Paperless
Digital KYC
Tenures up to
60 Months
Rates from
10.49% p.a.
Powered by Dhanbharat
Trusted by 5,00,000+ Happy Customers

Apply Online for a Personal
Loan up to ₹10 Lakhs

Choose your required loan amount:
₹10,000 (Min) ₹10 Lakh (Max)
Loan Amount : ₹5,00,000
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Eligibility Criteria

Know The Basic Criteria

Simple, transparent qualifications to get your personal loan sanctioned in under 2 hours.

Salaried Professionals

MNC, Private & Govt. Employees

Fast Track
Minimum Salary Direct monthly bank credit
₹15,000 / month
Job Stability Min. 6 months with current firm
1+ Year Total Career
Age Requirement Resident Indian citizen
21 – 58 Years
Documentation PAN, Aadhaar & 3-mo bank statement
Paperless 100% Digital

Self-Employed & Business

Traders, MSMEs, Doctors & Freelancers

Up to ₹10 Lakhs
Business Stability Active trade, enterprise or practice
1+ Year Active Vintage
Income Tax Return Recent ITR computation or GST returns
1+ Year Filed ITR / GST
Age Requirement Resident Indian business owner
21 – 65 Years
Banking Record Current or savings turnover statements
6-Month Bank Statement
Soft Credit Check — Zero CIBIL Impact
Instant Pre-Approved Offers in 2 Mins
RBI Regulated NBFC & Bank Partners
Personal Loan Benefits

A Simple Digital Application Process

Six easy steps to take you from registration to bank sanction, completely online.

Quick Registration
01

Quick Registration

Start your loan journey in just a few clicks. Enter your basic details, verify your mobile number with a secure OTP, and your application profile is created instantly with no lengthy forms.

Simple sign-up completed in under 2 minutes
02

Check Eligibility

Share a few details about your income and employment to instantly see the loan amount and offers you qualify for. Compare interest rates and tenure options from partner banks and NBFCs with full transparency.

Instant eligibility check with personalized loan offers
Check Eligibility
Get Membership
03

Get Membership

Choose a membership plan that suits you and complete a secure online payment. Your membership unlocks guided loan assistance and priority processing with our partner lenders.

Secure payment with instant membership activation
04

Document Submission

Upload your KYC and income documents securely from your phone or computer. Aadhaar OTP and Video KYC remove physical paperwork, so you never need to visit a branch.

100% paperless upload with encrypted data protection
Document Submission
Bank Verification
05

Bank Verification

Link and verify your active bank account for salary credit and loan disbursal. Our partner banks review your profile and documents quickly, keeping you updated at every stage.

Fast and secure bank account validation
06

Bank Sanction

Once approved, receive your official sanction letter with clear loan terms. After you accept the agreement, funds are credited directly into your bank account through secure IMPS/NEFT transfer.

Quick sanction with direct bank account disbursal
Bank Sanction