/* ==========================================================================
   Dhanbharat Credit Fix & Boost - Complete Stylesheet

   Palette sampled directly from
   assets/img/logo/dhanbharat-logo-transparent.png:
   - Royal Navy Blue: #00368C / #04275F
   - Vibrant Orange:  #FC4300 / #FF7733
   - Rupee Green:     #028839 / #06A048
   ========================================================================== */
:root {
    --dh-navy: #00368C;
    --dh-navy-dark: #04275F;
    --dh-navy-deep: #021A42;
    --dh-navy-light: #1A52B5;
    --dh-navy-subtle: rgba(0, 54, 140, 0.08);

    --dh-orange: #FC4300;
    --dh-orange-hover: #DC3A00;
    --dh-orange-light: #FF7733;
    --dh-orange-glow: rgba(252, 67, 0, 0.38);
    --dh-orange-subtle: rgba(252, 67, 0, 0.08);

    --dh-green: #0047AB;
    --dh-green-light: #1A52B5;
    --dh-green-subtle: rgba(0, 71, 171, 0.1);

    --dh-hero-gradient: linear-gradient(135deg, #021A42 0%, #04275F 40%, #00368C 100%);
    --dh-btn-gradient: linear-gradient(135deg, #FF5500 0%, #FF7733 100%);
    --dh-btn-gradient-hover: linear-gradient(225deg, #FF7733 0%, #FF5500 100%);
    --dh-badge-gradient: linear-gradient(135deg, #FF5500 0%, #FF6E00 100%);
    --dh-progress-gradient: linear-gradient(90deg, #FF5500 0%, #FF7733 100%);

    --cb-preloader-size: min(42vw, 175px);
}

html, body {
    font-family: 'Open Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    color: #1a1a1a;
    background-color: #ffffff;
    overflow-x: hidden;
    scroll-behavior: smooth;
}

/* ==========================================================================
   0. Preloader (Dhanbharat Glowing Ring & Logo Pulse)
   ========================================================================== */
.dh-preloader {
    position: fixed;
    inset: 0;
    z-index: 99999;
    background: radial-gradient(circle at center, #0B295A 0%, #021A42 55%, #03112B 100%);
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
    transition: opacity 0.5s cubic-bezier(0.22, 1, 0.36, 1), visibility 0.5s ease;
}

.dh-preloader.is-hidden {
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
}

.dh-preloader .spark {
    position: absolute;
    border-radius: 50%;
    background: #ffffff;
    box-shadow: 0 0 16px rgba(252, 67, 0, 0.6);
    opacity: 0.65;
    animation: dh-spark 3.2s ease-in-out infinite;
}

.dh-preloader .s1 { width: 5px; height: 5px; left: 14%; top: 52%; animation-delay: 0.2s; }
.dh-preloader .s2 { width: 4px; height: 4px; right: 18%; top: 22%; animation-delay: 0.9s; }
.dh-preloader .s3 { width: 6px; height: 6px; left: 26%; bottom: 25%; animation-delay: 1.4s; }
.dh-preloader .s4 { width: 4px; height: 4px; right: 32%; bottom: 20%; animation-delay: 2.0s; }

.dh-preloader .stage {
    position: relative;
    width: var(--cb-preloader-size);
    height: var(--cb-preloader-size);
    display: grid;
    place-items: center;
    isolation: isolate;
}

.dh-preloader .halo {
    position: absolute;
    inset: 6%;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(252, 67, 0, 0.25) 0%, rgba(0, 54, 140, 0.2) 45%, transparent 70%);
    filter: blur(14px);
    animation: dh-halo 2.2s ease-in-out infinite;
}

.dh-preloader .exact-logo {
    position: absolute;
    inset: 18%;
    width: 64%;
    height: 64%;
    object-fit: contain;
    z-index: 2;
    filter: drop-shadow(0 12px 24px rgba(0, 0, 0, 0.45));
    animation: dh-logoBreath 1.9s ease-in-out infinite;
    transform-origin: 50% 50%;
}

.dh-preloader .active-ring {
    position: absolute;
    inset: 0;
    z-index: 3;
    pointer-events: none;
    overflow: visible;
}

.dh-preloader .arc-hot {
    fill: none;
    stroke-linecap: round;
    stroke-width: 18;
    stroke: url(#dhHotGrad);
    filter: url(#dhGlow);
    stroke-dasharray: 90 770;
    stroke-dashoffset: 0;
    transform-origin: 415px 415px;
    animation: dh-arcTravel 1.35s linear infinite;
    opacity: 0.95;
}

.dh-preloader .arc-soft {
    fill: none;
    stroke-linecap: round;
    stroke-width: 15;
    stroke: rgba(255, 255, 255, 0.25);
    stroke-dasharray: 45 820;
    transform-origin: 415px 415px;
    animation: dh-arcTravel 1.35s linear infinite;
}

.dh-preloader .shine {
    position: absolute;
    z-index: 4;
    width: 50%;
    height: 74%;
    left: 18%;
    top: 12%;
    transform: rotate(31deg) translateX(-120%);
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.6), transparent);
    mix-blend-mode: screen;
    clip-path: polygon(45% 0, 60% 0, 42% 100%, 27% 100%);
    animation: dh-shine 2.4s ease-in-out infinite;
    opacity: 0;
}

@keyframes dh-arcTravel {
    to { transform: rotate(360deg); }
}

@keyframes dh-logoBreath {
    0%, 100% { transform: scale(1); }
    50% { transform: scale(1.04); }
}

@keyframes dh-halo {
    0%, 100% { opacity: 0.5; transform: scale(0.95); }
    50% { opacity: 0.95; transform: scale(1.08); }
}

@keyframes dh-shine {
    0%, 42% { opacity: 0; transform: rotate(31deg) translateX(-120%); }
    55% { opacity: 0.85; }
    100% { opacity: 0; transform: rotate(31deg) translateX(170%); }
}

@keyframes dh-spark {
    0%, 100% { opacity: 0.2; transform: scale(0.7); }
    50% { opacity: 0.95; transform: scale(1.25); }
}

/* ==========================================================================
   1. Navbar (Clean, Trustworthy, Modern)
   ========================================================================== */
.dh-navbar {
    background: #ffffff !important;
    box-shadow: 0 2px 14px rgba(0, 0, 0, 0.06);
    height: 80px;
    padding: 10px 0;
    z-index: 1020;
}

.dh-navbar .brand-logo {
    height: 44px;
    width: auto;
    object-fit: contain;
    transition: transform 0.25s ease;
}

.dh-navbar .brand-logo:hover {
    transform: scale(1.02);
}

.dh-fix-badge {
    display: inline-block;
    background: #FF5500 !important;
    color: #ffffff;
    font-size: 0.68rem;
    font-weight: 800;
    padding: 3px 9px;
    border-radius: 20px;
    letter-spacing: 0.8px;
    text-transform: uppercase;
    box-shadow: 0 3px 10px rgba(255, 85, 0, 0.35);
    margin-left: 8px;
}

.dh-header-icon-sm {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 15px;
    box-shadow: 0 4px 10px rgba(0, 0, 0, 0.08);
}

.header-glossy-navy {
    background: linear-gradient(135deg, #00368C 0%, #04275F 100%);
    color: #ffffff;
}

.header-glossy-orange {
    background: linear-gradient(135deg, #FF7733 0%, #FC4300 100%);
    color: #ffffff;
}

.header-glossy-green {
    background: linear-gradient(135deg, #00368C 0%, #04275F 100%);
    color: #ffffff;
}

.dh-header-title {
    font-size: 12px !important;
    line-height: 1.2;
    color: #04275F;
}

.dh-header-subtitle {
    font-size: 11px;
    color: #64748b;
}

/* ==========================================================================
   2. Hero Section (Ultra Premium Navy + Warm Amber Auras)
   ========================================================================== */
.dh-hero-section {
    min-height: 84vh;
    position: relative;
    padding: 40px 0 60px;
    background: var(--dh-hero-gradient);
    overflow: hidden;
}

/* Dot pattern overlay */
.dh-hero-section::before {
    content: "";
    position: absolute;
    inset: 0;
    background-image: radial-gradient(circle, rgba(255, 255, 255, 0.16) 1.5px, transparent 1.5px);
    background-size: 26px 26px;
    mask-image: linear-gradient(to right, transparent 0%, rgba(0, 0, 0, 0.4) 30%, black 65%, black 100%);
    -webkit-mask-image: linear-gradient(to right, transparent 0%, rgba(0, 0, 0, 0.4) 30%, black 65%, black 100%);
    mask-size: 100% 100%;
    -webkit-mask-size: 100% 100%;
    pointer-events: none;
    z-index: 0;
}

/* Ambient warm orange aura in hero */
.dh-hero-section::after {
    content: "";
    position: absolute;
    top: -20%;
    right: 5%;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(252, 67, 0, 0.22) 0%, rgba(0, 54, 140, 0) 70%);
    filter: blur(60px);
    pointer-events: none;
    z-index: 0;
}

.dh-hero-section .container {
    position: relative;
    z-index: 2;
}

.hero-title {
    font-size: 2.9rem;
    font-weight: 800;
    line-height: 1.2;
    letter-spacing: -0.5px;
    color: #ffffff;
}

.text-warning-dh {
    background: linear-gradient(180deg, #FFF9C4 0%, #FFD54F 40%, #FF9800 100%) !important;
    -webkit-background-clip: text !important;
    -webkit-text-fill-color: transparent !important;
    background-clip: text !important;
    display: inline-block;
    filter: drop-shadow(0 2px 8px rgba(0, 0, 0, 0.4));
}

.hero-brand-pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: #ffffff;
    padding: 6px 16px;
    border-radius: 14px;
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.3);
    margin-top: 8px;
    vertical-align: middle;
}

.hero-brand-img {
    height: 2.5rem;
    width: auto;
    object-fit: contain;
}

.hero-brand-pill .pill-badge {
    background: linear-gradient(135deg, #FC4300 0%, #DC3A00 100%);
    color: #ffffff;
    font-size: 0.72rem;
    font-weight: 800;
    padding: 3px 8px;
    border-radius: 8px;
    letter-spacing: 0.5px;
}

/* Feature Icons Row */
.hero-features-scroll {
    display: flex;
    flex-direction: row;
    align-items: center;
    justify-content: flex-start;
    gap: 14px;
    margin-bottom: 20px;
}

.hero-feature-item {
    display: flex;
    align-items: center;
    gap: 8px;
    flex-shrink: 0;
}

.hero-feature-icon {
    width: 34px;
    height: 34px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.18);
    border: 1px solid rgba(255, 255, 255, 0.35);
    backdrop-filter: blur(8px);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    font-size: 15px;
    color: #ffffff;
}

.hero-feature-text {
    font-size: 12px;
    font-weight: 600;
    line-height: 1.25;
    color: #ffffff;
    text-align: left;
}

.hero-feature-divider {
    height: 24px;
    width: 1px;
    background: rgba(255, 255, 255, 0.25);
    flex-shrink: 0;
}

.hero-trust-box-wrap {
    width: 100%;
}

.hero-trust-box {
    background: rgba(255, 255, 255, 0.08);
    border: 1px solid rgba(255, 255, 255, 0.22);
    backdrop-filter: blur(12px);
    border-radius: 12px;
    max-width: 340px;
}

.hero-trust-text {
    line-height: 1.4;
    font-size: 12px;
}

/* ==========================================================================
   3. Hero Form Card (Floating, Modern, Interactive Multi-Step)
   ========================================================================== */
.hero-form-wrapper {
    position: relative;
    display: flex;
    justify-content: center;
    align-items: center;
    z-index: 10;
}

@media (min-width: 992px) {
    .hero-form-wrapper {
        justify-content: flex-end;
    }
}

.hero-form-card {
    background: #ffffff;
    border-radius: 18px;
    padding: 26px 28px;
    width: 100%;
    max-width: 440px;
    box-shadow: 0 25px 60px -12px rgba(3, 17, 43, 0.45);
    position: relative;
    z-index: 2;
}

/* Angled background shape disabled for a clean, crisp card presentation */
.hero-form-card::before {
    display: none !important;
    content: none !important;
}

.dh-step-title {
    font-size: 14px;
    font-weight: 700;
    color: var(--dh-navy);
}

.dh-step-safe {
    font-size: 12px;
    font-weight: 600;
    color: var(--dh-green);
}

.dh-progress {
    height: 6px;
    border-radius: 10px;
    background-color: #e2e8f0;
    overflow: hidden;
}

.dh-progress-bar {
    background: var(--dh-progress-gradient) !important;
    border-radius: 10px;
    transition: width 0.45s ease;
    box-shadow: 0 2px 8px rgba(252, 67, 0, 0.35);
}

.dh-progress-bar--10 { width: 10%; }
.dh-progress-bar--50 { width: 50%; }
.dh-progress-bar--100 { width: 100%; }

.dh-label-sm {
    font-size: 13.5px;
    font-weight: 700;
    color: #1e293b;
    margin-bottom: 5px;
}

.dh-label-icon {
    font-size: 15px;
    color: var(--dh-navy);
    margin-right: 5px;
}

.dh-input-compact {
    border: 1.5px solid #cbd5e1;
    border-radius: 8px;
    padding: 11px 14px;
    background-color: #f8fafc;
    font-size: 14.5px;
    font-weight: 600;
    color: #0f172a;
    transition: all 0.25s ease;
}

.dh-input-compact:focus {
    border-color: var(--dh-navy) !important;
    background-color: #ffffff !important;
    box-shadow: 0 0 0 4px rgba(0, 54, 140, 0.12) !important;
    outline: none !important;
}

.dh-input-group-compact {
    border: 1.5px solid #cbd5e1;
    border-radius: 8px;
    overflow: hidden;
    background-color: #f8fafc;
    transition: all 0.25s ease;
}

.dh-input-group-compact:focus-within {
    border-color: var(--dh-navy) !important;
    background-color: #ffffff !important;
    box-shadow: 0 0 0 4px rgba(0, 54, 140, 0.12) !important;
}

.dh-input-group-btn {
    background-color: #f1f5f9;
    font-weight: 700;
    padding: 11px 14px;
    font-size: 14px;
    border-right: 1.5px solid #cbd5e1 !important;
    color: #0f172a;
}

.btn-form-submit-dh {
    position: relative;
    background: var(--dh-btn-gradient);
    color: #ffffff !important;
    border: none;
    border-radius: 35px;
    width: 100%;
    padding: 15px;
    font-size: 1.15rem;
    font-weight: 700;
    letter-spacing: 0.4px;
    box-shadow: 0 10px 24px var(--dh-orange-glow);
    overflow: hidden;
    z-index: 1;
    transition: all 350ms ease;
    cursor: pointer;
}

.btn-form-submit-dh::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    width: 0%;
    height: 100%;
    background: var(--dh-btn-gradient-hover);
    z-index: -1;
    transition: all 350ms ease;
}

.btn-form-submit-dh:hover::before {
    width: 100%;
}

.btn-form-submit-dh:hover {
    transform: translateY(-2px);
    box-shadow: 0 14px 30px rgba(252, 67, 0, 0.48);
}

.btn-form-submit-dh:disabled {
    opacity: 0.65;
    cursor: not-allowed;
    transform: none;
    box-shadow: none;
}

.dh-consent-text {
    font-size: 11px;
    line-height: 1.45;
    color: #64748b;
}

.dh-link-primary {
    color: var(--dh-orange) !important;
    font-weight: 700;
    text-decoration: none;
}

.dh-link-primary:hover {
    color: var(--dh-navy) !important;
    text-decoration: underline;
}

/* Step 2 Elements */
.dh-otp-success-box {
    background-color: #f0fdf4;
    border: 1px solid #bbf7d0;
}

.dh-otp-title {
    font-size: 13px;
    font-weight: 700;
    color: #14532d;
}

.dh-otp-subtitle {
    font-size: 11.5px;
    color: #475569;
}

.dh-btn-edit {
    font-size: 12px;
    color: var(--dh-orange) !important;
    font-weight: 700;
}

.dh-btn-edit:hover {
    color: var(--dh-navy) !important;
}

.otp-input.dh-otp-input-box {
    width: 52px;
    height: 52px;
    border: 1.5px solid #cbd5e1;
    border-radius: 8px;
    background-color: #f8fafc;
    color: var(--dh-navy);
    font-size: 1.55rem;
    font-weight: 800;
    text-align: center;
    transition: all 0.25s ease;
}

.otp-input.dh-otp-input-box:focus {
    border-color: var(--dh-orange) !important;
    box-shadow: 0 0 0 4px rgba(252, 67, 0, 0.15) !important;
    background-color: #ffffff !important;
    outline: none !important;
}

.dh-trust-otp-box {
    background-color: #eff6ff;
    border: 1px solid #bfdbfe;
}

.dh-trust-otp-icon {
    color: var(--dh-navy) !important;
}

.dh-trust-otp-text {
    font-size: 12px;
    color: #1e3a8a;
}

/* ==========================================================================
   4. Floating Mascot & Typewriter Bubble (CORA / Dhanbharat AI)
   ========================================================================== */
@keyframes coraFloat {
    0%, 100% {
        transform: translateY(0px) rotate(0deg);
    }
    50% {
        transform: translateY(-10px) rotate(1.5deg);
    }
}

@keyframes bubbleFloat {
    0%, 100% {
        transform: translateX(-50%) translateY(0);
    }
    50% {
        transform: translateX(-50%) translateY(-5px);
    }
}

@keyframes coraBlink {
    0%, 100% { opacity: 1; }
    50% { opacity: 0; }
}

.dh-cora-mascot {
    position: absolute;
    left: -105px;
    top: 68%;
    transform: translateY(-50%);
    z-index: 11;
}

.dh-cora-mascot .cora-float-img {
    max-width: 195px;
    height: auto;
    object-fit: contain;
    animation: coraFloat 3.5s ease-in-out infinite;
    filter: drop-shadow(0 14px 28px rgba(0, 0, 0, 0.35));
    transition: transform 0.3s ease;
}

.dh-cora-mascot .cora-chat-bubble {
    position: absolute;
    bottom: 102%;
    left: 45%;
    transform: translateX(-50%);
    margin-bottom: 4px;
    background: #ffffff;
    color: var(--dh-navy);
    padding: 8px 14px;
    border-radius: 14px;
    font-size: 12px;
    font-weight: 700;
    white-space: normal;
    text-align: center;
    min-width: 190px;
    max-width: 235px;
    width: max-content;
    line-height: 1.35;
    box-shadow: 0 6px 18px rgba(0, 0, 0, 0.25);
    border: 1.5px solid var(--dh-orange);
    z-index: 12;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 2px;
    animation: bubbleFloat 3.5s ease-in-out infinite;
}

.dh-cora-mascot .cora-chat-bubble::after {
    content: "";
    position: absolute;
    top: 100%;
    left: 60%;
    transform: translateX(-50%);
    border-width: 7px 7px 0 7px;
    border-style: solid;
    border-color: #ffffff transparent transparent transparent;
}

.cora-cursor {
    color: var(--dh-orange);
    font-weight: 800;
    margin-left: 1px;
    animation: coraBlink 0.7s infinite;
}

/* ==========================================================================
   5. Basic Eligibility Criteria Section (Human-Crafted Modern Fintech UI/UX)
   ========================================================================== */
.dh-criteria-section {
    background: #f8fafc;
    position: relative;
    padding: 60px 0 70px 0;
}

.criteria-pill-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: rgba(0, 54, 140, 0.06);
    border: 1px solid rgba(0, 54, 140, 0.12);
    border-radius: 999px;
    padding: 5px 16px;
    color: #00368C;
    font-size: 0.78rem;
    font-weight: 700;
    letter-spacing: 0.8px;
    text-transform: uppercase;
}

.criteria-heading {
    font-family: 'Outfit', 'Plus Jakarta Sans', sans-serif;
    font-size: 2.25rem;
    font-weight: 800;
    color: #0f172a;
    letter-spacing: -0.5px;
    line-height: 1.25;
}

.criteria-heading-accent {
    background: linear-gradient(135deg, #FC4300 0%, #FF6F00 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    display: inline-block;
}

.criteria-subheading {
    font-size: 1rem;
    max-width: 580px;
    line-height: 1.55;
    color: #64748b;
}

/* Mobile Segmented Tabs (< 768px) */
.criteria-mobile-tabs {
    display: flex;
    background: #e9edf3;
    padding: 4px;
    border-radius: 14px;
    max-width: 320px;
    margin: 0 auto 24px auto;
}

.criteria-tab-btn {
    flex: 1;
    padding: 10px 14px;
    border: none;
    background: transparent;
    border-radius: 10px;
    font-size: 13.5px;
    font-weight: 700;
    color: #64748b;
    transition: all 0.22s ease;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
    cursor: pointer;
}

.criteria-tab-btn.active {
    background: #ffffff;
    color: #04275F;
    box-shadow: 0 4px 12px rgba(4, 39, 95, 0.08);
}

/* Criteria Comparison Cards */
.criteria-card {
    background: #ffffff;
    border-radius: 20px;
    padding: 28px 24px;
    border: 1px solid #e2e8f0;
    box-shadow: 0 10px 30px -5px rgba(0, 54, 140, 0.05);
    position: relative;
    height: 100%;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
    overflow: hidden;
}

.criteria-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
}

.criteria-card-salaried::before {
    background: linear-gradient(90deg, #FC4300 0%, #FF7733 100%);
}

.criteria-card-selfemployed::before {
    background: linear-gradient(90deg, #00368C 0%, #1A52B5 100%);
}

.criteria-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 16px 36px -8px rgba(4, 39, 95, 0.12);
}

.criteria-card-salaried:hover {
    border-color: rgba(252, 67, 0, 0.3);
}

.criteria-card-selfemployed:hover {
    border-color: rgba(0, 54, 140, 0.3);
}

/* Card Header */
.criteria-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 22px;
    padding-bottom: 18px;
    border-bottom: 1px solid #f1f5f9;
}

.criteria-header-left {
    display: flex;
    align-items: center;
    gap: 14px;
}

.criteria-icon-box {
    width: 48px;
    height: 48px;
    min-width: 48px;
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
}

.icon-salaried {
    background: rgba(252, 67, 0, 0.09);
    color: #FC4300;
}

.icon-selfemployed {
    background: rgba(0, 54, 140, 0.08);
    color: #00368C;
}

.criteria-title {
    font-family: 'Outfit', sans-serif;
    font-size: 1.22rem;
    font-weight: 800;
    color: #0f172a;
    line-height: 1.25;
    margin-bottom: 2px;
}

.criteria-desc {
    font-size: 0.82rem;
    color: #64748b;
    font-weight: 500;
    margin-bottom: 0;
}

.criteria-tag {
    font-size: 0.72rem;
    font-weight: 700;
    padding: 4px 11px;
    border-radius: 999px;
    white-space: nowrap;
}

.tag-salaried {
    background: #fff7ed;
    color: #ea580c;
    border: 1px solid #ffedd5;
}

.tag-selfemployed {
    background: #eff6ff;
    color: #1d4ed8;
    border: 1px solid #dbeafe;
}

/* Criteria Specs List */
.criteria-specs-list {
    display: flex;
    flex-direction: column;
    gap: 10px;
    margin-bottom: 22px;
    flex-grow: 1;
}

.criteria-spec-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    padding: 12px 14px;
    background: #f8fafc;
    border: 1px solid #edf2f7;
    border-radius: 12px;
    transition: background 0.2s ease, border-color 0.2s ease;
}

.criteria-spec-row:hover {
    background: #f1f5f9;
    border-color: #cbd5e1;
}

.spec-left {
    display: flex;
    align-items: center;
    gap: 11px;
    min-width: 0;
}

.spec-icon {
    width: 32px;
    height: 32px;
    min-width: 32px;
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 15px;
}

.spec-icon-orange {
    background: rgba(252, 67, 0, 0.1);
    color: #FC4300;
}

.spec-icon-blue {
    background: rgba(0, 54, 140, 0.08);
    color: #00368C;
}

.spec-icon-neutral {
    background: #e2e8f0;
    color: #475569;
}

.spec-info {
    display: flex;
    flex-direction: column;
    min-width: 0;
}

.spec-title {
    font-size: 13px;
    font-weight: 700;
    color: #1e293b;
    line-height: 1.25;
}

.spec-hint {
    font-size: 11px;
    color: #64748b;
    line-height: 1.25;
    margin-top: 2px;
}

.spec-right {
    text-align: right;
    flex-shrink: 0;
    display: flex;
    flex-direction: column;
    align-items: flex-end;
}

.spec-value {
    font-family: 'Outfit', sans-serif;
    font-size: 16.5px;
    font-weight: 800;
    color: #0f172a;
    line-height: 1.15;
}

.spec-value-orange {
    color: #ea580c;
}

.spec-value-navy {
    color: #00368C;
}

.spec-period {
    font-size: 11px;
    font-weight: 600;
    color: #64748b;
    line-height: 1.15;
    margin-top: 2px;
}

/* Card Footer */
.criteria-footer {
    padding-top: 18px;
    border-top: 1px solid #f1f5f9;
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.criteria-perk {
    display: flex;
    align-items: center;
    gap: 7px;
    font-size: 0.8rem;
    color: #475569;
    font-weight: 600;
}

.btn-criteria-action {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    font-size: 0.92rem;
    font-weight: 700;
    padding: 12px 22px;
    border-radius: 12px;
    text-decoration: none;
    transition: all 0.22s ease;
    cursor: pointer;
}

.btn-action-salaried {
    background: linear-gradient(135deg, #FC4300 0%, #FF6F00 100%);
    color: #ffffff !important;
    box-shadow: 0 4px 14px rgba(252, 67, 0, 0.28);
}

.btn-action-salaried:hover {
    background: linear-gradient(135deg, #e63d00 0%, #f56600 100%);
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(252, 67, 0, 0.4);
}

.btn-action-selfemployed {
    background: linear-gradient(135deg, #00368C 0%, #04275F 100%);
    color: #ffffff !important;
    box-shadow: 0 4px 14px rgba(0, 54, 140, 0.28);
}

.btn-action-selfemployed:hover {
    background: linear-gradient(135deg, #04275F 0%, #00368C 100%);
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(0, 54, 140, 0.4);
}

/* Trust Bar */
.criteria-trust-bar {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 16px;
    padding: 16px 24px;
    box-shadow: 0 4px 18px rgba(0, 0, 0, 0.03);
}

/* Animation for smooth tab switching */
@keyframes criteriaFadeIn {
    from {
        opacity: 0;
        transform: translateY(6px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.criteria-col-active {
    animation: criteriaFadeIn 0.22s ease-out forwards;
}

/* Responsive Rules */
@media (min-width: 768px) {
    #colSalariedCriteria,
    #colSelfEmployedCriteria {
        display: block !important;
    }
}

@media (max-width: 767.98px) {
    .dh-criteria-section {
        padding: 40px 0 50px 0;
    }
    .criteria-heading {
        font-size: 1.75rem;
    }
    .criteria-card {
        padding: 20px 16px 18px 16px;
        border-radius: 16px;
    }
    .criteria-header {
        margin-bottom: 16px;
        padding-bottom: 14px;
    }
    .criteria-icon-box {
        width: 42px;
        height: 42px;
        min-width: 42px;
        font-size: 20px;
    }
    .criteria-title {
        font-size: 1.1rem;
    }
    .criteria-desc {
        font-size: 0.78rem;
    }
    .criteria-spec-row {
        padding: 10px 12px;
        gap: 8px;
    }
    .spec-title {
        font-size: 12.5px;
    }
    .spec-hint {
        font-size: 10.5px;
    }
    .spec-value {
        font-size: 15px;
    }
    .spec-period {
        font-size: 10.5px;
    }
    .criteria-footer {
        gap: 12px;
    }
    .criteria-perk {
        font-size: 0.76rem;
    }
    .btn-criteria-action {
        width: 100%;
        padding: 11px 18px;
    }
    .criteria-trust-bar {
        padding: 16px;
    }
    #colSelfEmployedCriteria {
        display: none;
    }
}

/* ==========================================================================
   6. Features Showcase Section (Everything You Need to Master Your Credit)
   ========================================================================== */
.dh-features-showcase {
    background-color: #ffffff;
}

.badge-dh-fix {
    position: relative;
    overflow: hidden;
    background: #FF5500 !important;
    color: #ffffff !important;
    border-radius: 50px !important;
    box-shadow: 0 4px 14px rgba(255, 85, 0, 0.28) !important;
}

.badge-dh-fix::after {
    content: '';
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: linear-gradient(60deg, transparent 30%, rgba(255, 255, 255, 0.35) 50%, transparent 70%);
    transform: rotate(30deg);
    animation: shimmerSweep 4s infinite;
}

@keyframes shimmerSweep {
    0% { transform: translateX(-100%) rotate(30deg); }
    20% { transform: translateX(100%) rotate(30deg); }
    100% { transform: translateX(100%) rotate(30deg); }
}

.text-dh-gradient {
    color: #04275F !important;
    background: none !important;
    -webkit-background-clip: unset !important;
    -webkit-text-fill-color: initial !important;
    display: inline-block;
}

.text-dh-orange {
    color: #FF5500 !important;
    background: none !important;
    -webkit-text-fill-color: initial !important;
    display: inline-block;
}

.text-dh-blue,
.text-dh-navy {
    color: #04275F !important;
    background: none !important;
    -webkit-text-fill-color: initial !important;
    display: inline-block;
}

.feature-showcase-card {
    transition: transform 0.4s cubic-bezier(0.22, 1, 0.36, 1), box-shadow 0.4s cubic-bezier(0.22, 1, 0.36, 1), border-color 0.4s ease;
    border: 1px solid rgba(0, 54, 140, 0.12) !important;
    background: #ffffff;
}

.feature-showcase-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 20px 45px rgba(0, 54, 140, 0.12) !important;
    border-color: rgba(255, 85, 0, 0.35) !important;
}

.feature-number-badge {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: #04275F !important;
    color: #ffffff !important;
    font-weight: 800;
    font-size: 16px;
    box-shadow: 0 4px 14px rgba(4, 39, 95, 0.28) !important;
    transition: transform 0.35s ease, box-shadow 0.35s ease;
}

.feature-showcase-card:hover .feature-number-badge {
    transform: scale(1.1) rotate(5deg);
    box-shadow: 0 6px 18px rgba(252, 67, 0, 0.48);
}

.mascot-feature-img {
    max-height: 420px;
    width: 100%;
    object-fit: contain;
    transition: transform 0.4s ease;
    animation: gentleFloat 3.8s ease-in-out infinite;
    will-change: transform;
}

.feature-showcase-card:hover .mascot-feature-img {
    transform: scale(1.03);
}

@keyframes gentleFloat {
    0%, 100% { transform: translateY(0px); }
    50% { transform: translateY(-8px); }
}

/* Scroll Animation Observer Classes */
.anim-header-fade {
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.8s cubic-bezier(0.22, 1, 0.36, 1), transform 0.8s cubic-bezier(0.22, 1, 0.36, 1);
}

.anim-header-fade.is-visible {
    opacity: 1;
    transform: translateY(0);
}

.anim-from-left {
    opacity: 0;
    transform: translateX(-55px) scale(0.97);
    transition: opacity 0.85s cubic-bezier(0.22, 1, 0.36, 1), transform 0.85s cubic-bezier(0.22, 1, 0.36, 1);
}

.anim-from-right {
    opacity: 0;
    transform: translateX(55px) scale(0.97);
    transition: opacity 0.85s cubic-bezier(0.22, 1, 0.36, 1), transform 0.85s cubic-bezier(0.22, 1, 0.36, 1);
    transition-delay: 0.1s;
}

.anim-from-left.is-visible,
.anim-from-right.is-visible {
    opacity: 1;
    transform: translateX(0) scale(1);
}

.anim-from-left.is-visible .bi-check-circle-fill,
.anim-from-right.is-visible .bi-check-circle-fill {
    animation: checkPop 0.6s cubic-bezier(0.175, 0.885, 0.32, 1.275) 0.3s forwards;
    display: inline-block;
}

@keyframes checkPop {
    0% { opacity: 0; transform: scale(0); }
    70% { transform: scale(1.3); }
    100% { opacity: 1; transform: scale(1); }
}

/* ==========================================================================
/* ==========================================================================
   7. See Dhanbharat in Action (Real Flagship Smartphone UI Mockup)
   ========================================================================== */
.dh-video-section {
    background: linear-gradient(180deg, #ffffff 0%, #f8fafc 50%, #ffffff 100%);
    position: relative;
    overflow: hidden;
}

/* Feature Cards on Left */
.feature-card-small {
    border-radius: 14px;
    color: #ffffff;
    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.08);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}
.feature-card-small:hover {
    transform: translateY(-4px);
    box-shadow: 0 14px 28px rgba(0, 0, 0, 0.12);
}

.feature-card-small.card-blue {
    background: linear-gradient(145deg, #04275F 0%, #00368C 100%);
}

.feature-card-small.card-teal {
    background: linear-gradient(145deg, #04275F 0%, #00368C 100%);
}

.feature-card-small.card-orange {
    background: linear-gradient(145deg, #FF5500 0%, #FC4300 100%);
}

.feature-icon-3d-glossy {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.22);
    backdrop-filter: blur(6px);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
    margin: 0 auto;
}

/* Outer Showcase Wrapper */
.dh-phone-showcase-wrapper {
    position: relative;
    width: 100%;
    max-width: 480px;
    margin: 0 auto;
    display: flex;
    justify-content: center;
    align-items: center;
    padding: 25px 25px;
}

/* Ambient Radial Glow */
.dh-phone-ambient-glow {
    position: absolute;
    width: 400px;
    height: 540px;
    background: radial-gradient(circle, rgba(252, 67, 0, 0.22) 0%, rgba(0, 54, 140, 0.22) 50%, transparent 75%);
    filter: blur(60px);
    z-index: 1;
    pointer-events: none;
    border-radius: 50%;
}

/* Floating 3D Micro-Badges */
.dh-phone-floating-badge {
    position: absolute;
    z-index: 25;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(12px);
    border: 1px solid rgba(255, 255, 255, 0.9);
    box-shadow: 0 16px 36px rgba(4, 25, 65, 0.14), 0 4px 10px rgba(0, 0, 0, 0.04);
    border-radius: 14px;
    padding: 8px 12px;
    display: flex;
    align-items: center;
    gap: 10px;
    transition: transform 0.3s ease;
    white-space: nowrap;
}

.dh-phone-floating-badge:hover {
    transform: scale(1.04);
}

.dh-phone-floating-badge.badge-top-left {
    top: 55px;
    left: -40px;
    animation: dhFloatBadge1 5s ease-in-out infinite;
}

.dh-phone-floating-badge.badge-bottom-right {
    bottom: 125px;
    right: -40px;
    animation: dhFloatBadge2 5.5s ease-in-out infinite 0.8s;
}

@keyframes dhFloatBadge1 {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-8px); }
}

@keyframes dhFloatBadge2 {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(8px); }
}

.dh-float-icon-box {
    width: 32px;
    height: 32px;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.05rem;
    flex-shrink: 0;
}

.dh-float-title {
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-size: 12px;
    font-weight: 700;
    color: #0f172a;
    line-height: 1.2;
}

.dh-float-desc {
    font-size: 10.5px;
    color: #64748b;
    font-weight: 500;
}

/* REAL FLAGSHIP SMARTPHONE FRAME */
.dh-real-smartphone {
    position: relative;
    z-index: 10;
    width: 100%;
    max-width: 345px;
    height: 690px;
    background: #0b1120;
    border: 11px solid #1a202c;
    border-radius: 50px;
    box-shadow: 
        0 0 0 1.5px #334155,
        0 0 0 3px #0f172a,
        inset 0 0 0 1.5px rgba(255, 255, 255, 0.22),
        0 30px 70px -15px rgba(4, 25, 65, 0.4),
        0 12px 24px -6px rgba(0, 0, 0, 0.2);
    display: flex;
    flex-direction: column;
    overflow: hidden;
    user-select: none;
    animation: dhFloatPhone 6s ease-in-out infinite;
    transition: transform 0.3s ease;
}

.dh-real-smartphone:hover {
    animation-play-state: paused;
}

@keyframes dhFloatPhone {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-8px); }
}

/* Hardware Buttons */
.dh-phone-btn {
    position: absolute;
    background: #334155;
    z-index: 5;
    pointer-events: none;
}
.dh-phone-btn.btn-mute {
    left: -14px;
    top: 75px;
    width: 4px;
    height: 24px;
    border-radius: 2px 0 0 2px;
}
.dh-phone-btn.btn-vol-up {
    left: -14px;
    top: 115px;
    width: 4px;
    height: 42px;
    border-radius: 2px 0 0 2px;
}
.dh-phone-btn.btn-vol-down {
    left: -14px;
    top: 170px;
    width: 4px;
    height: 42px;
    border-radius: 2px 0 0 2px;
}
.dh-phone-btn.btn-power {
    right: -14px;
    top: 130px;
    width: 4px;
    height: 60px;
    border-radius: 0 2px 2px 0;
}

/* Screen Glass Glare Sheen */
.dh-phone-screen-glare {
    position: absolute;
    inset: 0;
    pointer-events: none;
    z-index: 18;
    background: linear-gradient(135deg, rgba(255, 255, 255, 0.16) 0%, rgba(255, 255, 255, 0.03) 32%, transparent 55%);
    border-radius: 38px;
}

/* Dynamic Island */
.dh-phone-dynamic-island {
    position: absolute;
    top: 10px;
    left: 50%;
    transform: translateX(-50%);
    width: 124px;
    height: 26px;
    background: #000000;
    border-radius: 20px;
    z-index: 22;
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 0 10px;
    gap: 6px;
    transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.3);
}

.dh-phone-dynamic-island.expanded {
    width: 220px;
    height: 32px;
    background: #04275F;
    box-shadow: 0 6px 16px rgba(4, 39, 95, 0.4);
}

.dh-island-camera {
    width: 10px;
    height: 10px;
    background: #0f172a;
    border-radius: 50%;
    border: 1px solid #1e293b;
    box-shadow: inset 0 0 2px #38bdf8;
    flex-shrink: 0;
}

.dh-island-pill-text {
    font-size: 10px;
    font-weight: 700;
    color: #ffffff;
    white-space: nowrap;
    letter-spacing: -0.2px;
}

.dh-island-sensor {
    width: 6px;
    height: 6px;
    background: #1e293b;
    border-radius: 50%;
    flex-shrink: 0;
}

/* SCREEN INTERIOR CONTENT */
.dh-phone-screen-content {
    position: relative;
    z-index: 12;
    flex: 1;
    background: #f8fafc;
    border-radius: 38px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    padding: 40px 14px 10px 14px;
    overflow-y: auto;
    overflow-x: hidden;
    scrollbar-width: none;
}
.dh-phone-screen-content::-webkit-scrollbar {
    display: none;
}

/* Status Bar */
.dh-mobile-status-bar {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 0 10px 6px 10px;
    color: #0f172a;
}
.dh-status-time {
    font-size: 12px;
    font-weight: 800;
    letter-spacing: -0.2px;
}
.dh-status-icons {
    display: flex;
    align-items: center;
    gap: 6px;
    font-size: 11px;
}
.dh-battery-pill {
    display: inline-flex;
    align-items: center;
    width: 22px;
    height: 11px;
    border: 1.5px solid #0f172a;
    border-radius: 3px;
    padding: 1px;
    position: relative;
}
.dh-battery-level {
    width: 78%;
    height: 100%;
    background: #22c55e;
    border-radius: 1px;
}
.dh-battery-bolt {
    position: absolute;
    right: 2px;
    font-size: 8px;
    color: #0f172a;
}

/* App Header */
.dh-app-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 4px 4px 6px 4px;
}
.dh-app-brand {
    display: flex;
    align-items: center;
    gap: 7px;
}
.dh-app-logo-icon {
    width: 26px;
    height: 26px;
    object-fit: contain;
}
.dh-app-brand-text {
    display: flex;
    align-items: baseline;
    gap: 4px;
}
.dh-app-name {
    font-family: 'Outfit', sans-serif;
    font-size: 15px;
    font-weight: 800;
    color: #04275F;
    letter-spacing: -0.3px;
}
.dh-app-tag {
    font-size: 10px;
    font-weight: 700;
    color: #FF5500;
    text-transform: uppercase;
}
.dh-user-chip {
    display: flex;
    align-items: center;
    position: relative;
}
.dh-user-avatar {
    width: 26px;
    height: 26px;
    background: linear-gradient(135deg, #04275F 0%, #0047AB 100%);
    color: #ffffff;
    font-size: 11px;
    font-weight: 700;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
}
.dh-user-verified {
    position: absolute;
    bottom: -3px;
    right: -3px;
    font-size: 11px;
    line-height: 1;
}
.dh-bell-btn {
    border: none;
    background: #f1f5f9;
    width: 26px;
    height: 26px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 12px;
    color: #475569;
    position: relative;
    cursor: pointer;
}
.dh-bell-dot {
    position: absolute;
    top: 3px;
    right: 4px;
    width: 6px;
    height: 6px;
    background: #FF5500;
    border-radius: 50%;
}

/* App Notification Pill */
.dh-app-notif-pill {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 10px;
    padding: 6px 10px;
    display: flex;
    align-items: center;
    gap: 6px;
    font-size: 11px;
    color: #334155;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.04);
    margin-bottom: 8px;
    transition: all 0.3s ease;
}
.dh-app-notif-pill strong {
    color: #04275F;
}

/* Loan Card Inside Mobile */
.dh-app-loan-card {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 18px;
    padding: 12px 12px 10px 12px;
    box-shadow: 0 4px 16px rgba(4, 39, 95, 0.06);
    margin-bottom: 8px;
}
.dh-app-card-label {
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 0.5px;
    color: #64748b;
    text-transform: uppercase;
    margin-bottom: 2px;
}
.dh-app-amount-display {
    font-family: 'Outfit', sans-serif;
    font-size: 26px;
    font-weight: 800;
    color: #04275F;
    letter-spacing: -0.5px;
    line-height: 1.15;
}
.dh-app-subtag {
    font-size: 10.5px;
    font-weight: 600;
    margin-bottom: 8px;
}

/* Mobile Range Slider */
.dh-mobile-slider-box {
    margin-bottom: 8px;
}
.dh-mobile-range {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 6px;
    border-radius: 6px;
    background: linear-gradient(90deg, #FF5500 0%, #FF5500 23.08%, #e2e8f0 23.08%, #e2e8f0 100%);
    outline: none;
    cursor: pointer;
    margin-bottom: 4px;
}
.dh-mobile-range::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: #ffffff;
    border: 3.5px solid #FF5500;
    box-shadow: 0 2px 6px rgba(255, 85, 0, 0.4);
    cursor: grab;
    transition: transform 0.15s ease;
}
.dh-mobile-range::-webkit-slider-thumb:hover,
.dh-mobile-range::-webkit-slider-thumb:active {
    transform: scale(1.15);
}
.dh-mobile-range::-moz-range-thumb {
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: #ffffff;
    border: 3.5px solid #FF5500;
    box-shadow: 0 2px 6px rgba(255, 85, 0, 0.4);
    cursor: grab;
}
.dh-mobile-slider-labels {
    display: flex;
    justify-content: space-between;
    font-size: 9.5px;
    font-weight: 600;
    color: #94a3b8;
}
.dh-slider-mid-tag {
    color: #FF5500;
}

/* Quick Chips */
.dh-mobile-chips-row {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 4px;
    margin-bottom: 10px;
}
.dh-chip-btn {
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    border-radius: 8px;
    padding: 4px 2px;
    font-size: 10.5px;
    font-weight: 700;
    color: #334155;
    cursor: pointer;
    transition: all 0.2s ease;
}
.dh-chip-btn:hover {
    border-color: #cbd5e1;
    background: #f1f5f9;
}
.dh-chip-btn.active {
    background: #04275F;
    border-color: #04275F;
    color: #ffffff;
    box-shadow: 0 2px 6px rgba(4, 39, 95, 0.25);
}

/* Tenure Selector */
.dh-app-tenure-wrap {
    margin-bottom: 10px;
}
.dh-tenure-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 9.5px;
    font-weight: 800;
    color: #64748b;
    margin-bottom: 4px;
}
.dh-interest-badge {
    background: #ecfdf5;
    color: #059669;
    border-radius: 4px;
    padding: 1px 5px;
    font-weight: 700;
}
.dh-tenure-chips-row {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 4px;
}
.dh-tenure-btn {
    position: relative;
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    border-radius: 8px;
    padding: 5px 2px;
    font-size: 10.5px;
    font-weight: 700;
    color: #334155;
    cursor: pointer;
    transition: all 0.2s ease;
}
.dh-tenure-btn:hover {
    border-color: #cbd5e1;
}
.dh-tenure-btn.active {
    background: #FF5500;
    border-color: #FF5500;
    color: #ffffff;
    box-shadow: 0 2px 6px rgba(255, 85, 0, 0.28);
}
.dh-rec-badge {
    position: absolute;
    top: -5px;
    right: 2px;
    background: #04275F;
    color: #ffffff;
    font-size: 7.5px;
    padding: 0 3px;
    border-radius: 3px;
    font-weight: 800;
}

/* Calculation Result Box */
.dh-calc-result-box {
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    border-radius: 10px;
    padding: 8px 10px;
}
.dh-calc-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 11px;
}
.dh-emi-value {
    font-family: 'Outfit', sans-serif;
    font-size: 14px;
    font-weight: 800;
    color: #04275F;
}

/* Destination Bank Strip */
.dh-app-bank-strip {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 12px;
    padding: 7px 10px;
    display: flex;
    align-items: center;
    gap: 8px;
    margin-bottom: 8px;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.03);
}
.dh-bank-icon {
    width: 26px;
    height: 26px;
    background: #eff6ff;
    border-radius: 7px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #0047AB;
    font-size: 13px;
    flex-shrink: 0;
}
.dh-bank-info {
    flex: 1;
    min-width: 0;
}
.dh-bank-name {
    font-size: 11px;
    font-weight: 700;
    color: #0f172a;
    line-height: 1.2;
}
.dh-bank-sub {
    font-size: 9.5px;
    color: #64748b;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
}
.dh-bank-check {
    font-size: 13px;
    flex-shrink: 0;
}

/* Primary CTA Button inside Phone */
.dh-app-cta-button {
    width: 100%;
    height: 42px;
    background: linear-gradient(135deg, #FF5500 0%, #FF6E00 100%);
    border: none;
    border-radius: 12px;
    color: #ffffff;
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-size: 13px;
    font-weight: 700;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
    box-shadow: 0 6px 16px rgba(255, 85, 0, 0.35);
    cursor: pointer;
    position: relative;
    overflow: hidden;
    transition: transform 0.2s ease, box-shadow 0.2s ease;
    margin-bottom: 8px;
}
.dh-app-cta-button::after {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 50%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.3), transparent);
    transform: skewX(-20deg);
    animation: dhCtaShimmer 3.5s infinite;
}
@keyframes dhCtaShimmer {
    0% { left: -100%; }
    20%, 100% { left: 150%; }
}
.dh-app-cta-button:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(255, 85, 0, 0.45);
}
.dh-app-cta-button:active {
    transform: scale(0.98);
}

/* Bottom App Navigation Bar */
.dh-mobile-bottom-nav {
    display: flex;
    justify-content: space-around;
    align-items: center;
    background: #ffffff;
    border-top: 1px solid #e2e8f0;
    border-radius: 14px 14px 0 0;
    padding: 6px 0 2px 0;
    margin: 0 -14px;
}
.dh-nav-tab {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 1px;
    font-size: 9px;
    color: #94a3b8;
    font-weight: 600;
    cursor: pointer;
    position: relative;
}
.dh-nav-tab i {
    font-size: 13px;
}
.dh-nav-tab.active {
    color: #04275F;
    font-weight: 800;
}
.dh-nav-dot {
    width: 3.5px;
    height: 3.5px;
    background: #FF5500;
    border-radius: 50%;
    position: absolute;
    bottom: -3px;
}

/* Home Indicator */
.dh-home-indicator-bar {
    width: 100px;
    height: 4px;
    background: #cbd5e1;
    border-radius: 10px;
    margin: 4px auto 0 auto;
}

/* Responsive Rules */
@media (max-width: 991px) {
    .dh-phone-showcase-wrapper {
        margin-top: 30px;
    }
    .dh-phone-floating-badge.badge-top-left {
        left: -10px;
        top: 25px;
    }
    .dh-phone-floating-badge.badge-bottom-right {
        right: -10px;
        bottom: 35px;
    }
}

@media (max-width: 576px) {
    .dh-real-smartphone {
        max-width: 310px;
        height: 640px;
        border-width: 9px;
        border-radius: 44px;
    }
    .dh-phone-screen-content {
        padding: 36px 10px 8px 10px;
        border-radius: 34px;
    }
    .dh-phone-floating-badge {
        display: none;
    }
}

/* ==========================================================================
   8. Clean Modern FAQ Section
   ========================================================================== */
.dh-faq-section {
    background-color: #f8fafc;
}

.dh-clean-faq .faq-item-clean {
    border: 1px solid #e2e8f0 !important;
    transition: all 0.3s ease;
    border-radius: 14px;
    background: #ffffff;
    overflow: hidden;
}

.dh-clean-faq .faq-item-clean:hover {
    border-color: rgba(0, 54, 140, 0.3) !important;
    box-shadow: 0 8px 24px rgba(0, 54, 140, 0.08) !important;
}

.dh-clean-faq .accordion-button {
    background: #ffffff;
    box-shadow: none !important;
    color: #0f172a;
    font-size: 1.02rem;
    padding: 20px 24px;
    transition: all 0.3s ease;
}

.dh-clean-faq .accordion-button::after {
    display: none;
}

.faq-chevron-icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 32px;
    height: 32px;
    min-width: 32px;
    border-radius: 50%;
    background: #eff6ff;
    color: var(--dh-navy);
    font-size: 14px;
    transition: transform 0.3s ease, background 0.3s ease, color 0.3s ease;
}

.dh-clean-faq .accordion-button:not(.collapsed) {
    color: var(--dh-navy) !important;
    background: rgba(0, 54, 140, 0.03);
}

.dh-clean-faq .accordion-button:not(.collapsed) .faq-chevron-icon {
    transform: rotate(180deg);
    background: var(--dh-navy);
    color: #ffffff;
}

/* ==========================================================================
   9. Testimonials Carousel Section (World-Class Fintech Design)
   ========================================================================== */
.dh-testimonials-section {
    background: radial-gradient(circle at 18% 18%, rgba(0, 85, 255, 0.22) 0%, transparent 45%),
                radial-gradient(circle at 82% 82%, rgba(252, 67, 0, 0.16) 0%, transparent 45%),
                linear-gradient(180deg, #02122b 0%, #042152 50%, #021435 100%);
    position: relative;
    padding: 75px 0 85px 0;
    overflow: hidden;
}

.dh-testimonials-section::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image: radial-gradient(rgba(255, 255, 255, 0.09) 1.2px, transparent 1.2px);
    background-size: 26px 26px;
    pointer-events: none;
    opacity: 0.85;
}

/* Ambient glow orbs */
.testimonials-ambient-glow {
    position: absolute;
    border-radius: 50%;
    filter: blur(80px);
    pointer-events: none;
    z-index: 1;
}

.testimonials-glow-blue {
    top: 5%;
    left: -5%;
    width: 380px;
    height: 380px;
    background: rgba(0, 102, 255, 0.22);
}

.testimonials-glow-orange {
    bottom: 0%;
    right: -5%;
    width: 360px;
    height: 360px;
    background: rgba(252, 67, 0, 0.18);
}

/* Trust Pill */
.testimonials-trust-pill {
    background: rgba(255, 255, 255, 0.08);
    border: 1px solid rgba(255, 255, 255, 0.22);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border-radius: 999px;
    padding: 6px 18px;
    color: #ffffff;
    font-size: 0.78rem;
    font-weight: 800;
    letter-spacing: 1.4px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.2);
}

.testimonials-heading {
    font-size: 2.35rem;
    font-weight: 800;
    color: #ffffff;
    letter-spacing: -0.5px;
    line-height: 1.25;
    font-family: 'Outfit', 'Plus Jakarta Sans', sans-serif;
}

.testimonials-highlight {
    background: linear-gradient(135deg, #FF6600 0%, #FFA200 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    display: inline-block;
}

.testimonials-subheading {
    color: #cbd5e1;
    font-size: 1.05rem;
    max-width: 650px;
    line-height: 1.6;
}

/* Trust Pillar Metrics Strip */
.testimonials-metrics-bar {
    display: flex;
    align-items: center;
    justify-content: space-around;
    flex-wrap: wrap;
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: 18px;
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    padding: 18px 24px;
    max-width: 1040px;
    margin: 0 auto;
    gap: 15px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.2);
}

.metric-item {
    display: flex;
    align-items: center;
    gap: 12px;
}

.metric-icon {
    font-size: 22px;
    width: 42px;
    height: 42px;
    border-radius: 12px;
    background: rgba(255, 255, 255, 0.08);
    display: flex;
    align-items: center;
    justify-content: center;
}

.metric-info {
    display: flex;
    flex-direction: column;
}

.metric-info strong {
    color: #ffffff;
    font-size: 0.95rem;
    font-weight: 700;
    line-height: 1.2;
}

.metric-info span {
    color: #94a3b8;
    font-size: 0.78rem;
    font-weight: 500;
}

.metric-divider {
    width: 1px;
    height: 36px;
    background: rgba(255, 255, 255, 0.12);
}

@media (max-width: 768px) {
    .testimonials-metrics-bar {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 16px;
        padding: 16px;
    }
    .metric-divider {
        display: none;
    }
}

/* Carousel Container */
.testimonials-carousel-wrapper {
    position: relative;
    max-width: 1260px;
    margin: 0 auto;
    padding: 0 65px;
}

.testimonials-carousel {
    overflow: hidden;
    width: 100%;
    padding: 12px 4px 20px 4px;
}

.testimonials-track {
    display: flex;
    gap: 24px;
    transition: transform 0.5s cubic-bezier(0.22, 1, 0.36, 1);
    will-change: transform;
}

.testimonial-slide {
    flex: 0 0 calc((100% - 48px) / 3);
    min-width: 0;
    box-sizing: border-box;
    display: flex;
}

@media (max-width: 991px) {
    .testimonial-slide {
        flex: 0 0 calc((100% - 20px) / 2);
    }
    .testimonials-track {
        gap: 20px;
    }
    .testimonials-carousel-wrapper {
        padding: 0 46px;
    }
}

@media (max-width: 640px) {
    .testimonial-slide {
        flex: 0 0 100%;
    }
    .testimonials-track {
        gap: 16px;
    }
    .testimonials-carousel-wrapper {
        padding: 0 8px;
    }
}

/* Card Styling */
.testimonial-card-v2 {
    background: #ffffff;
    border-radius: 20px;
    padding: 26px 24px 22px 24px;
    box-shadow: 0 14px 34px -8px rgba(2, 20, 50, 0.22), 0 3px 10px rgba(0, 0, 0, 0.05);
    border: 1px solid rgba(226, 232, 240, 0.9);
    position: relative;
    width: 100%;
    height: 100%;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    transition: transform 0.3s cubic-bezier(0.2, 0.8, 0.2, 1), box-shadow 0.3s ease, border-color 0.3s ease;
    overflow: hidden;
}

.testimonial-card-v2::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, #FF5500 0%, #FF8800 60%, #00368C 100%);
    opacity: 0.95;
    transition: height 0.25s ease;
}

.testimonial-card-v2:hover {
    transform: translateY(-7px);
    box-shadow: 0 24px 48px -10px rgba(2, 20, 50, 0.32), 0 8px 20px rgba(252, 67, 0, 0.15);
    border-color: rgba(252, 67, 0, 0.35);
}

.testimonial-card-v2:hover::before {
    height: 5px;
}

/* Inside Card Elements */
.card-top-row {
    position: relative;
    z-index: 2;
}

.star-rating i {
    color: #f59e0b;
    font-size: 14px;
}

.rating-number {
    font-size: 13px;
    font-weight: 800;
    color: #0f172a;
    background: #fef3c7;
    padding: 1px 7px;
    border-radius: 6px;
    line-height: 1.3;
}

.borrower-verified-chip {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    font-size: 11.5px;
    font-weight: 700;
    color: #047857;
    background: #ecfdf5;
    border: 1px solid #a7f3d0;
    padding: 3px 10px;
    border-radius: 999px;
}

.borrower-verified-chip i {
    font-size: 13px;
}

/* Loan Purpose Pill */
.loan-purpose-chip {
    display: flex;
    align-items: center;
    gap: 8px;
    flex-wrap: wrap;
    position: relative;
    z-index: 2;
}

.loan-amount-tag {
    font-size: 12px;
    font-weight: 700;
    color: #00368C;
    background: rgba(0, 54, 140, 0.08);
    border: 1px solid rgba(0, 54, 140, 0.18);
    padding: 3px 9px;
    border-radius: 8px;
}

.loan-type-tag {
    font-size: 11.5px;
    font-weight: 600;
    color: #64748b;
    background: #f1f5f9;
    padding: 3px 8px;
    border-radius: 8px;
}

/* Quote Text & Watermark */
.quote-content-wrap {
    position: relative;
    z-index: 2;
}

.quote-bg-watermark {
    position: absolute;
    top: -15px;
    right: -4px;
    font-size: 4rem;
    line-height: 1;
    color: #FF5500;
    opacity: 0.12;
    pointer-events: none;
    z-index: -1;
    user-select: none;
}

.testimonial-text {
    font-size: 14.5px;
    color: #334155;
    line-height: 1.62;
    font-weight: 500;
}

/* Disbursal speed pill */
.disbursal-speed-pill {
    display: inline-flex;
    align-items: center;
    font-size: 11.5px;
    font-weight: 600;
    color: #b45309;
    background: #fffbeb;
    border: 1px solid #fde68a;
    padding: 3px 10px;
    border-radius: 6px;
    width: fit-content;
}

/* Author Profile */
.testimonial-author-row {
    border-top: 1px solid #f1f5f9;
}

.author-avatar-wrap {
    width: 46px;
    height: 46px;
    min-width: 46px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 4px 10px rgba(0, 0, 0, 0.12);
    position: relative;
}

.avatar-initials {
    color: #ffffff;
    font-weight: 800;
    font-size: 16px;
    letter-spacing: -0.5px;
    font-family: 'Outfit', sans-serif;
}

.avatar-status-dot {
    position: absolute;
    bottom: 1px;
    right: 1px;
    width: 11px;
    height: 11px;
    border-radius: 50%;
    background: #10b981;
    border: 2px solid #ffffff;
}

.borrower-name {
    font-size: 15px;
    font-weight: 700;
    color: #0f172a;
    line-height: 1.3;
}

.borrower-meta {
    font-size: 12px;
    color: #64748b;
    font-weight: 600;
}

/* Navigation Arrow Controls */
.testimonials-arrow {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: #ffffff;
    color: #00368C;
    border: 1.5px solid rgba(255, 255, 255, 0.9);
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.28);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 19px;
    cursor: pointer;
    z-index: 10;
    transition: all 0.28s cubic-bezier(0.2, 0.8, 0.2, 1);
}

.testimonials-arrow:hover {
    background: #FF5500;
    color: #ffffff;
    border-color: #FF5500;
    transform: translateY(-50%) scale(1.12);
    box-shadow: 0 10px 28px rgba(252, 67, 0, 0.45);
}

.testimonials-arrow:active {
    transform: translateY(-50%) scale(0.96);
}

.testimonials-prev { left: 6px; }
.testimonials-next { right: 6px; }

@media (max-width: 640px) {
    .testimonials-arrow {
        display: none; /* on mobile, touch swipe + dots */
    }
}

/* Pagination Dots */
.testimonials-dots {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 8px;
    margin-top: 32px;
}

.testimonials-dots button {
    width: 10px;
    height: 10px;
    border-radius: 999px;
    border: none;
    background: rgba(255, 255, 255, 0.35);
    transition: all 0.35s cubic-bezier(0.2, 0.8, 0.2, 1);
    cursor: pointer;
    padding: 0;
}

.testimonials-dots button:hover {
    background: rgba(255, 255, 255, 0.7);
}

.testimonials-dots button.active {
    width: 36px;
    height: 10px;
    background: linear-gradient(90deg, #FF5500 0%, #FFA200 100%);
    box-shadow: 0 0 12px rgba(252, 67, 0, 0.55);
}

/* Bottom CTA Pill */
.testimonials-cta-pill {
    background: rgba(255, 255, 255, 0.08);
    border: 1px solid rgba(255, 255, 255, 0.16);
    border-radius: 999px;
    padding: 8px 14px 8px 24px;
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.15);
}

.testimonials-cta-text {
    color: #f1f5f9;
    font-size: 14px;
    font-weight: 600;
}

.testimonials-cta-btn {
    background: linear-gradient(135deg, #FF5500 0%, #FF7733 100%);
    color: #ffffff !important;
    text-decoration: none;
    font-size: 13.5px;
    font-weight: 700;
    padding: 8px 18px;
    border-radius: 999px;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    box-shadow: 0 4px 14px rgba(252, 67, 0, 0.35);
    transition: all 0.25s ease;
}

.testimonials-cta-btn:hover {
    background: linear-gradient(135deg, #E64C00 0%, #FF6600 100%);
    transform: translateY(-2px);
    box-shadow: 0 8px 22px rgba(252, 67, 0, 0.5);
    color: #ffffff !important;
}

@media (max-width: 640px) {
    .testimonials-cta-pill {
        border-radius: 16px;
        padding: 14px 18px;
        flex-direction: column;
        text-align: center;
    }
}

/* ==========================================================================
   10. Footer (Dark Corporate Navy)
   ========================================================================== */
.dh-footer {
    background-color: #041226 !important;
    color: #ffffff;
}

.dh-footer-logo-card {
    background: #ffffff;
    display: inline-flex;
    padding: 8px 18px;
    border-radius: 12px;
    margin-bottom: 18px;
}

.dh-footer-logo-card img {
    height: 40px;
    width: auto;
}

.footer-email {
    color: #94a3b8;
    text-decoration: none;
    font-size: 0.95rem;
    transition: color 0.2s ease;
}

.footer-email:hover {
    color: var(--dh-orange);
}

/* ==========================================================================
   11. Consent Modal
   ========================================================================== */
.dh-modal-content {
    border-radius: 18px;
    overflow: hidden;
}

.dh-modal-title {
    font-size: 1.15rem;
    color: var(--dh-navy);
}

.dh-modal-badge {
    font-size: 12.5px;
    font-weight: 600;
    color: #04275F;
    background-color: #eff6ff;
    border: 1px solid #bfdbfe;
    padding: 6px 16px;
    border-radius: 30px;
}

/* ==========================================================================
   12. Responsive Breakpoints & Fine-Tuning
   ========================================================================== */
@media (max-width: 1200px) {
    .dh-cora-mascot {
        left: -130px;
    }
    .dh-cora-mascot .cora-float-img {
        max-width: 165px;
    }
}

@media (max-width: 992px) {
    .dh-navbar {
        height: 70px;
    }

    .hero-title {
        font-size: 2.1rem;
        text-align: center;
    }

    .hero-features-scroll {
        justify-content: center !important;
        margin-left: auto !important;
        margin-right: auto !important;
    }

    .hero-trust-box-wrap {
        text-align: center !important;
    }

    .hero-trust-box {
        margin: 0 auto 20px auto !important;
        text-align: left;
    }

    .col-form-column {
        width: 100% !important;
        margin-top: 15px;
    }

    .hero-form-wrapper {
        flex-direction: column !important;
        align-items: center !important;
    }

    .hero-form-card {
        max-width: 100%;
    }

    /* Move mascot below form on mobile/tablet */
    .dh-cora-mascot {
        position: relative !important;
        left: auto !important;
        right: auto !important;
        top: auto !important;
        bottom: auto !important;
        transform: none !important;
        margin: 35px auto 0 auto !important;
        text-align: center !important;
        display: flex !important;
        flex-direction: column !important;
        align-items: center !important;
        justify-content: center !important;
        width: 100% !important;
    }

    .dh-cora-mascot .cora-chat-bubble {
        position: relative !important;
        bottom: auto !important;
        left: auto !important;
        right: auto !important;
        top: auto !important;
        transform: none !important;
        margin: 0 auto 10px auto !important;
        max-width: 220px !important;
    }

    .dh-cora-mascot .cora-chat-bubble::after {
        top: 100% !important;
        left: 50% !important;
        transform: translateX(-50%) !important;
    }

    .dh-cora-mascot .cora-float-img {
        max-width: 170px !important;
        margin: 0 auto !important;
    }

    .section-title {
        font-size: 1.75rem;
    }

    .testimonials-carousel-wrapper {
        padding: 0 15px;
    }

    .testimonials-arrow {
        display: none;
    }
}

@media (max-width: 768px) {
    .hero-features-scroll {
        display: grid !important;
        grid-template-columns: repeat(2, minmax(0, 1fr)) !important;
        gap: 10px 14px !important;
        max-width: 360px !important;
        width: 100% !important;
        margin: 0 auto 18px auto !important;
        padding: 12px 14px !important;
        background: rgba(255, 255, 255, 0.08) !important;
        border: 1px solid rgba(255, 255, 255, 0.18) !important;
        border-radius: 14px !important;
        backdrop-filter: blur(8px) !important;
        box-sizing: border-box !important;
    }

    .hero-feature-divider {
        display: none !important;
    }

    .hero-feature-item {
        display: flex !important;
        align-items: center !important;
        gap: 8px !important;
        min-width: 0 !important;
        width: 100% !important;
    }

    .hero-feature-icon {
        width: 30px !important;
        height: 30px !important;
        min-width: 30px !important;
        font-size: 13.5px !important;
        border-radius: 50% !important;
        background: rgba(255, 255, 255, 0.18) !important;
        border: 1px solid rgba(255, 255, 255, 0.35) !important;
        display: flex !important;
        align-items: center !important;
        justify-content: center !important;
        color: #ffffff !important;
        flex-shrink: 0 !important;
    }

    .hero-feature-text {
        font-size: 11px !important;
        font-weight: 600 !important;
        line-height: 1.25 !important;
        color: #ffffff !important;
        text-align: left !important;
        white-space: normal !important;
    }

    .hero-trust-box-wrap {
        text-align: center !important;
    }

    .hero-trust-box {
        margin: 0 auto 20px auto !important;
        max-width: 330px !important;
    }
}

@media (max-width: 576px) {
    .hero-title {
        font-size: 1.7rem !important;
        line-height: 1.28 !important;
    }

    .hero-brand-pill {
        padding: 5px 12px !important;
        margin-top: 4px !important;
    }

    .hero-brand-img {
        height: 1.8rem !important;
    }

    .hero-form-card {
        padding: 20px 16px 18px 16px !important;
        border-radius: 18px !important;
        box-shadow: 0 16px 40px -10px rgba(4, 25, 65, 0.35) !important;
    }

    .otp-input.dh-otp-input-box {
        width: 44px;
        height: 44px;
        font-size: 1.3rem;
    }

    .btn-form-submit-dh {
        padding: 13px;
        font-size: 1.05rem;
    }
}

/* ==========================================================================
   Personal Loan Form Styling (Matching Exact Design Specification)
   ========================================================================== */
.loan-form-title {
    font-size: 26px;
    font-weight: 800;
    color: #111827;
    line-height: 1.25;
    letter-spacing: -0.4px;
}

@media (min-width: 768px) {
    .loan-form-title {
        font-size: 28px;
    }
}

.text-amount-green {
    color: #00a859 !important;
    font-weight: 800;
}

.loan-form-subtitle {
    font-size: 17px;
    color: #64748b;
    font-weight: 500;
    margin-top: 4px;
}

.loan-slider-wrap {
    position: relative;
    padding: 10px 0;
}

.loan-range-slider {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 7px;
    border-radius: 9999px;
    outline: none;
    background: linear-gradient(to right, #ff5722 0%, #ff5722 var(--slider-pct, 49.5%), #dbe2ea var(--slider-pct, 49.5%), #dbe2ea 100%);
    cursor: pointer;
    margin: 0;
}

.loan-range-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 26px;
    height: 26px;
    border-radius: 50%;
    background: #ff5722;
    border: 3.5px solid #ffffff;
    box-shadow: 0 0 0 2px #ff5722, 0 3px 8px rgba(0, 0, 0, 0.2);
    cursor: pointer;
    transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.loan-range-slider::-moz-range-thumb {
    width: 26px;
    height: 26px;
    border-radius: 50%;
    background: #ff5722;
    border: 3.5px solid #ffffff;
    box-shadow: 0 0 0 2px #ff5722, 0 3px 8px rgba(0, 0, 0, 0.2);
    cursor: pointer;
    transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.loan-range-slider::-webkit-slider-thumb:hover,
.loan-range-slider:active::-webkit-slider-thumb {
    transform: scale(1.12);
    box-shadow: 0 0 0 3px #ff5722, 0 4px 12px rgba(255, 87, 34, 0.4);
}

.loan-amount-row {
    display: flex;
    align-items: baseline;
    justify-content: flex-start;
    gap: 8px;
    flex-wrap: wrap;
    padding-left: 2px;
}

.loan-amount-label {
    font-size: 20px;
    font-weight: 600;
    color: #1e293b;
}

.loan-amount-val {
    font-size: 32px;
    font-weight: 800;
    color: #0b3558;
    letter-spacing: -0.5px;
}

.loan-mobile-input {
    background-color: #f1f3f7 !important;
    border: 1.5px solid transparent !important;
    border-radius: 10px !important;
    height: 56px !important;
    font-size: 16px !important;
    font-weight: 600 !important;
    color: #0f172a !important;
    padding: 14px 18px !important;
    transition: all 0.25s ease !important;
}

.loan-mobile-input:focus {
    background-color: #ffffff !important;
    border-color: #0b3558 !important;
    box-shadow: 0 0 0 4px rgba(11, 53, 88, 0.1) !important;
}

.loan-mobile-input::placeholder {
    color: #8592a3 !important;
    font-weight: 500 !important;
}

.loan-check-row {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    margin-bottom: 12px;
    padding-left: 0;
}

.loan-checkbox {
    width: 17px !important;
    height: 17px !important;
    border: 2px solid #0b3558 !important;
    border-radius: 3px !important;
    cursor: pointer !important;
    flex-shrink: 0;
    margin-top: 3px !important;
    margin-left: 0 !important;
    float: none !important;
}

.loan-checkbox:checked {
    background-color: #0b3558 !important;
    border-color: #0b3558 !important;
}

.loan-check-label {
    font-size: 12.5px;
    line-height: 1.48;
    color: #1e293b;
    font-weight: 500;
    cursor: pointer;
    margin-bottom: 0;
}

.loan-link {
    color: #0f172a;
    font-weight: 600;
    text-decoration: underline;
}

.loan-link:hover {
    color: #FC4300;
}

.btn-apply-red,
.btn-apply-brand {
    background: linear-gradient(135deg, #FC4300 0%, #FF6600 100%) !important;
    background-color: #FC4300 !important;
    color: #ffffff !important;
    border: none !important;
    border-radius: 8px !important;
    padding: 13px 44px !important;
    font-size: 19px !important;
    font-weight: 700 !important;
    letter-spacing: 0.2px !important;
    box-shadow: 0 6px 20px rgba(252, 67, 0, 0.35) !important;
    transition: all 0.2s ease !important;
    cursor: pointer;
    display: inline-flex;
    justify-content: center;
    align-items: center;
}

.btn-apply-red:hover,
.btn-apply-brand:hover {
    background: linear-gradient(135deg, #E03A00 0%, #F55000 100%) !important;
    background-color: #E03A00 !important;
    transform: translateY(-2px);
    box-shadow: 0 10px 26px rgba(252, 67, 0, 0.48) !important;
    color: #ffffff !important;
}

.btn-apply-red:active,
.btn-apply-brand:active {
    transform: translateY(0);
}

/* ==========================================================================
   Dhanbharat Application Funnel Pages (CheckEligibility, PreApproval, SubscriptionOrder)
   Handcrafted Fintech UI/UX System
   ========================================================================== */
.dh-funnel-body {
    background-color: #f8fafc;
    background-image: 
        radial-gradient(circle at 10% 20%, rgba(4, 39, 95, 0.035) 0%, transparent 40%),
        radial-gradient(circle at 90% 80%, rgba(255, 85, 0, 0.035) 0%, transparent 40%);
    color: #1e293b;
    font-family: 'Plus Jakarta Sans', 'Open Sans', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
    min-height: 100vh;
}

.dh-funnel-nav {
    background: #ffffff;
    border-bottom: 1px solid rgba(4, 39, 95, 0.08);
    box-shadow: 0 4px 20px -5px rgba(0, 0, 0, 0.03);
    padding: 14px 0;
}

.dh-funnel-nav .dh-nav-logo {
    height: 44px;
    width: auto;
    object-fit: contain;
}

.dh-page-title {
    font-family: 'Outfit', sans-serif;
    font-size: 32px;
    font-weight: 800;
    color: #04275F;
    letter-spacing: -0.5px;
    line-height: 1.2;
    margin-bottom: 6px;
}

.dh-page-subtitle {
    font-size: 15px;
    color: #64748b;
    font-weight: 500;
    margin-bottom: 0;
}

/* Stepper Progress Bar */
.dh-stepper-wrap {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    margin: 20px auto 26px auto;
    max-width: 600px;
}

.dh-stepper-pill {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 6px 14px;
    border-radius: 9999px;
    font-size: 13px;
    font-weight: 600;
    background: #f1f5f9;
    color: #94a3b8;
    transition: all 0.25s ease;
}

.dh-stepper-pill.active {
    background: #04275F;
    color: #ffffff;
    box-shadow: 0 4px 12px rgba(4, 39, 95, 0.2);
}

.dh-stepper-pill.completed {
    background: #ecfdf5;
    color: #059669;
}

.dh-stepper-dot {
    width: 20px;
    height: 20px;
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 11px;
    font-weight: 700;
    background: rgba(255, 255, 255, 0.25);
}

.dh-stepper-pill.completed .dh-stepper-dot {
    background: #059669;
    color: #ffffff;
}

/* Base Card Style */
.dh-glass-card {
    background: #ffffff;
    border-radius: 20px;
    border: 1px solid rgba(4, 39, 95, 0.08);
    box-shadow: 0 10px 30px -5px rgba(4, 39, 95, 0.05), 0 4px 10px -2px rgba(0, 0, 0, 0.02);
    padding: 28px 24px;
    transition: all 0.25s ease;
}

/* User Loan Summary Card (Left Column) */
.dh-summary-card {
    background: #ffffff;
    border-radius: 20px;
    border: 1px solid rgba(4, 39, 95, 0.08);
    box-shadow: 0 10px 30px -5px rgba(4, 39, 95, 0.05);
    padding: 26px 22px;
}

.dh-summary-row {
    display: flex;
    align-items: center;
    gap: 16px;
    padding: 14px 0;
    border-bottom: 1px solid #f1f5f9;
}

.dh-summary-row:last-child {
    border-bottom: none;
    padding-bottom: 4px;
}

.dh-summary-icon {
    width: 44px;
    height: 44px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    flex-shrink: 0;
}

.dh-summary-icon.icon-loan {
    background: rgba(4, 39, 95, 0.07);
    color: #04275F;
}

.dh-summary-icon.icon-amount {
    background: rgba(255, 85, 0, 0.09);
    color: #FF5500;
}

.dh-summary-icon.icon-user {
    background: rgba(15, 23, 42, 0.07);
    color: #0f172a;
}

.dh-summary-icon.icon-phone {
    background: rgba(5, 150, 105, 0.09);
    color: #059669;
}

.dh-summary-meta {
    font-size: 13px;
    color: #64748b;
    margin-bottom: 2px;
    font-weight: 500;
}

.dh-summary-val {
    font-size: 16px;
    font-weight: 700;
    color: #0f172a;
    font-family: 'Outfit', 'Plus Jakarta Sans', sans-serif;
    margin-bottom: 0;
    line-height: 1.25;
}

.dh-summary-val.highlight-amt {
    color: #04275F;
    font-size: 17px;
    font-weight: 800;
}

/* Inputs & Form Controls */
.dh-field-wrap {
    margin-bottom: 18px;
}

.dh-field-label {
    font-size: 13.5px;
    font-weight: 600;
    color: #334155;
    margin-bottom: 6px;
    display: block;
}

.dh-field-label .req {
    color: #ef4444;
}

.dh-custom-input,
.dh-custom-select {
    width: 100%;
    background-color: #f8fafc;
    border: 1.5px solid #e2e8f0;
    border-radius: 12px;
    padding: 12px 16px;
    font-size: 15px;
    color: #0f172a;
    font-weight: 500;
    transition: all 0.2s ease;
    outline: none;
    line-height: 1.5;
}

.dh-custom-input:focus,
.dh-custom-select:focus {
    background-color: #ffffff;
    border-color: #FF5500;
    box-shadow: 0 0 0 4px rgba(255, 85, 0, 0.12);
}

.dh-custom-input::placeholder {
    color: #94a3b8;
}

/* Primary Dhanbharat CTA Button */
.dh-btn-cta {
    background: linear-gradient(135deg, #FF5500 0%, #FF6E00 100%);
    color: #ffffff !important;
    border: none;
    border-radius: 14px;
    padding: 14px 38px;
    font-size: 16px;
    font-weight: 700;
    font-family: 'Outfit', sans-serif;
    letter-spacing: 0.3px;
    box-shadow: 0 8px 24px rgba(255, 85, 0, 0.32);
    transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
    cursor: pointer;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    text-decoration: none;
}

.dh-btn-cta:hover {
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(255, 85, 0, 0.42);
    background: linear-gradient(135deg, #e64d00 0%, #ff6200 100%);
    color: #ffffff !important;
}

.dh-btn-cta:active {
    transform: translateY(0);
}

.dh-btn-cta:disabled {
    opacity: 0.65;
    pointer-events: none;
}

/* Pre-Approved Congratulations Banner */
.dh-congrats-banner {
    background: #ecfdf5;
    border: 1.5px solid #a7f3d0;
    border-radius: 14px;
    padding: 14px 20px;
    color: #065f46;
    font-size: 15px;
    font-weight: 600;
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 24px;
}

.dh-congrats-banner .congrats-badge {
    background: #059669;
    color: #ffffff;
    font-size: 12px;
    font-weight: 700;
    padding: 4px 10px;
    border-radius: 9999px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    flex-shrink: 0;
}

/* Tenure Cards Grid (Preapproval) */
.dh-tenure-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 14px;
    margin-bottom: 24px;
}

@media (max-width: 768px) {
    .dh-tenure-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 480px) {
    .dh-tenure-grid {
        grid-template-columns: 1fr;
    }
}

.dh-tenure-card {
    background: #ffffff;
    border: 1.5px solid #e2e8f0;
    border-radius: 16px;
    padding: 16px 18px;
    cursor: pointer;
    transition: all 0.22s cubic-bezier(0.16, 1, 0.3, 1);
    position: relative;
    user-select: none;
}

.dh-tenure-card:hover {
    border-color: #cbd5e1;
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.04);
}

.dh-tenure-card.active {
    border-color: #FF5500 !important;
    background: #fff8f5 !important;
    box-shadow: 0 8px 24px rgba(255, 85, 0, 0.12) !important;
}

.dh-tenure-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 8px;
}

.dh-tenure-title {
    font-family: 'Outfit', sans-serif;
    font-size: 16px;
    font-weight: 700;
    color: #04275F;
    margin-bottom: 0;
}

.dh-tenure-radio {
    width: 20px;
    height: 20px;
    border-radius: 50%;
    border: 2px solid #cbd5e1;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    transition: all 0.2s ease;
    font-size: 11px;
}

.dh-tenure-card.active .dh-tenure-radio {
    border-color: #FF5500;
    background: #FF5500;
    color: #ffffff;
}

.dh-tenure-emi-label {
    font-size: 12px;
    color: #64748b;
    margin-bottom: 2px;
}

.dh-tenure-emi-val {
    font-family: 'Outfit', sans-serif;
    font-size: 16px;
    font-weight: 700;
    color: #0f172a;
    margin-bottom: 0;
}

/* Partner Bank Cards (Preapproval) */
.dh-partner-card {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 18px;
    padding: 22px 18px;
    transition: all 0.25s ease;
    height: 100%;
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.02);
}

.dh-partner-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 14px 30px rgba(4, 39, 95, 0.08);
    border-color: rgba(4, 39, 95, 0.16);
}

.dh-partner-logo-box {
    height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 16px;
    padding: 4px;
}

.dh-partner-logo-box img {
    max-height: 40px;
    max-width: 140px;
    object-fit: contain;
}

.dh-partner-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 7px 0;
    border-bottom: 1px dashed #f1f5f9;
    font-size: 13.5px;
}

.dh-partner-row:last-child {
    border-bottom: none;
    padding-bottom: 0;
}

.dh-partner-row .lbl {
    color: #64748b;
    font-weight: 500;
}

.dh-partner-row .val {
    color: #0f172a;
    font-weight: 700;
    font-family: 'Outfit', 'Plus Jakarta Sans', sans-serif;
}

/* Subscription Order Styles */
.dh-sub-plan-card {
    background: #ffffff;
    border-radius: 20px;
    border: 2px solid #FF5500;
    box-shadow: 0 14px 36px rgba(255, 85, 0, 0.12);
    padding: 28px 24px;
    position: relative;
}

.dh-sub-plan-card .plan-ribbon {
    position: absolute;
    top: -12px;
    right: 20px;
    background: #FF5500;
    color: #ffffff;
    font-size: 11.5px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    padding: 4px 12px;
    border-radius: 9999px;
    box-shadow: 0 4px 10px rgba(255, 85, 0, 0.3);
}

.dh-sub-price-hero {
    display: flex;
    align-items: baseline;
    gap: 10px;
    margin: 14px 0 16px 0;
}

.dh-sub-price-strike {
    font-size: 20px;
    color: #94a3b8;
    text-decoration: line-through;
    font-weight: 600;
}

.dh-sub-price-current {
    font-family: 'Outfit', sans-serif;
    font-size: 38px;
    font-weight: 800;
    color: #059669;
    line-height: 1;
}

.dh-sub-price-off {
    background: #ecfdf5;
    border: 1px solid #a7f3d0;
    color: #059669;
    font-size: 12px;
    font-weight: 700;
    padding: 3px 10px;
    border-radius: 9999px;
    margin-left: auto;
}

.dh-sub-breakdown-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 10px 0;
    border-bottom: 1px solid #f1f5f9;
    font-size: 14px;
}

.dh-sub-breakdown-row.total-row {
    border-bottom: none;
    padding-top: 14px;
    font-size: 17px;
    font-weight: 800;
    color: #04275F;
}

.dh-benefits-card {
    background: #ffffff;
    border-radius: 20px;
    border: 1px solid rgba(4, 39, 95, 0.08);
    box-shadow: 0 10px 30px -5px rgba(4, 39, 95, 0.05);
    padding: 28px 24px;
}

.dh-benefit-item {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 11px 0;
    border-bottom: 1px solid #f8fafc;
    font-size: 14.5px;
    font-weight: 600;
    color: #334155;
}

.dh-benefit-item:last-child {
    border-bottom: none;
}

.dh-benefit-icon {
    width: 26px;
    height: 26px;
    border-radius: 50%;
    background: #ecfdf5;
    color: #059669;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
    flex-shrink: 0;
}

/* Testimonial Cards */
.dh-testimonial-card {
    background: #ffffff;
    border-radius: 20px;
    border: 1px solid #e2e8f0;
    padding: 24px 22px;
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.03);
    height: 100%;
    position: relative;
    transition: all 0.25s ease;
}

.dh-testimonial-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 14px 30px rgba(4, 39, 95, 0.08);
    border-color: rgba(4, 39, 95, 0.15);
}

.dh-testimonial-avatar {
    width: 58px;
    height: 58px;
    border-radius: 50%;
    object-fit: cover;
    border: 2.5px solid #FF5500;
    flex-shrink: 0;
}

.dh-testimonial-quote-icon {
    position: absolute;
    top: 20px;
    right: 20px;
    font-size: 32px;
    color: rgba(255, 85, 0, 0.15);
}

.dh-stars {
    color: #f59e0b;
    font-size: 13px;
    margin-bottom: 10px;
}

.dh-testimonial-text {
    font-size: 14px;
    line-height: 1.6;
    color: #475569;
    margin-bottom: 0;
}

/* Footer Notice Alert */
.dh-security-alert {
    background: #ecfdf5;
    border: 1px solid #bbf7d0;
    border-radius: 14px;
    padding: 16px 20px;
    font-size: 13.5px;
    color: #166534;
}

.dh-funnel-footer {
    padding: 24px 0;
    border-top: 1px solid #e2e8f0;
    background: #ffffff;
    font-size: 13px;
    color: #64748b;
}

/* ==========================================================================
   Registered Customer Login Alert Card & Button
   ========================================================================== */
.dh-registered-card {
    background: linear-gradient(135deg, #FFF8F3 0%, #FFFFFF 100%);
    border: 1.5px solid #FFCCA8;
    border-radius: 14px;
    padding: 11px 14px;
    margin-top: 10px;
    margin-bottom: 4px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    box-shadow: 0 4px 16px rgba(255, 85, 0, 0.08);
    animation: dhFadeSlideDown 0.3s ease-out forwards;
}

@keyframes dhFadeSlideDown {
    from {
        opacity: 0;
        transform: translateY(-6px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.dh-registered-card-left {
    display: flex;
    align-items: center;
    gap: 10px;
    text-align: left;
    min-width: 0;
}

.dh-registered-icon {
    width: 36px;
    height: 36px;
    min-width: 36px;
    border-radius: 50%;
    background: linear-gradient(135deg, #FF5500 0%, #FF7733 100%);
    color: #ffffff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 17px;
    box-shadow: 0 3px 8px rgba(255, 85, 0, 0.28);
    flex-shrink: 0;
}

.dh-registered-info {
    display: flex;
    flex-direction: column;
}

.dh-registered-title {
    font-size: 13.5px;
    font-weight: 700;
    color: #04275F;
    line-height: 1.25;
}

.dh-registered-desc {
    font-size: 11.5px;
    color: #64748B;
    line-height: 1.25;
    margin-top: 2px;
}

.dh-registered-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
    background: linear-gradient(135deg, #04275F 0%, #083780 100%);
    color: #ffffff !important;
    font-size: 13px;
    font-weight: 700;
    padding: 8px 18px;
    border-radius: 50px;
    text-decoration: none !important;
    white-space: nowrap;
    box-shadow: 0 3px 10px rgba(4, 39, 95, 0.28);
    transition: all 0.22s ease;
    flex-shrink: 0;
}

.dh-registered-btn:hover {
    background: linear-gradient(135deg, #FF5500 0%, #FF7733 100%);
    color: #ffffff !important;
    box-shadow: 0 4px 14px rgba(255, 85, 0, 0.38);
    transform: translateY(-1.5px);
}

.dh-registered-btn:active {
    transform: translateY(0);
}

.dh-registered-btn i {
    font-size: 15px;
    transition: transform 0.2s ease;
}

.dh-registered-btn:hover i {
    transform: translateX(3px);
}

.dh-inline-login-btn {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    background: #04275F;
    color: #ffffff !important;
    font-size: 12px;
    font-weight: 600;
    padding: 4px 12px;
    border-radius: 50px;
    text-decoration: none !important;
    margin-left: 6px;
    box-shadow: 0 2px 6px rgba(4, 39, 95, 0.2);
    transition: all 0.2s ease;
}

.dh-inline-login-btn:hover {
    background: #FF5500;
    color: #ffffff !important;
    box-shadow: 0 3px 8px rgba(255, 85, 0, 0.3);
}

@media (max-width: 480px) {
    .dh-registered-card {
        flex-direction: column;
        align-items: stretch;
        gap: 10px;
        padding: 12px;
    }
    .dh-registered-btn {
        width: 100%;
        padding: 8px 14px;
    }
}